T\u00fcrkiye Bankalar Birli\u011fi Y\u00f6netim Kurulu\u2019nun
\nEkonomik Faaliyetin Desteklenmesine \u0130li\u015fkin
\nTavsiye Karar\u0131 Hakk\u0131nda
\nKamuoyu Duyurusu
\n8 Ekim 2018<\/p>\n
Bilindi\u011fi \u00fczere T\u00fcrkiye Bankalar Birli\u011fi (TBB), 17 A\u011fustos 2018 tarihindeekonomik faaliyetin desteklenmesine y\u00f6nelik olarak yap\u0131labileceklere\u00a0ili\u015fkin, takdiri \u00fcyelerimize ait olmak \u00fczere tavsiye niteli\u011finde karar alm\u0131\u015f ve
\n\u00fcyeler ile payla\u015fm\u0131\u015ft\u0131r.<\/p>\n
Y\u00f6netim Kurulu Yeni Ekonomik Program\u0131 g\u00f6r\u00fc\u015fm\u00fc\u015ft\u00fcr. Buna g\u00f6re, riskler\u00a0g\u00f6reli olarak d\u00fc\u015fm\u00fc\u015f, para ve sermaye piyasalar\u0131nda oynakl\u0131k azalm\u0131\u015f,\u00a0yurti\u00e7i ve yurtd\u0131\u015f\u0131 yat\u0131r\u0131mc\u0131lar\u0131n beklentilerinde iyile\u015fme ba\u015flam\u0131\u015ft\u0131r. Al\u0131nan
\n\u00f6nlemlerin ekonomik faaliyetin makul bir s\u00fcrede toparlanmas\u0131na destek\u00a0olaca\u011f\u0131 \u00f6ng\u00f6r\u00fclmektedir. Bunun sa\u011fl\u0131kl\u0131 ve kal\u0131c\u0131 olmas\u0131 i\u00e7in yat\u0131r\u0131m\u0131n,\u00a0\u00fcretimin, ticaretin, istihdam\u0131n ve varl\u0131k de\u011ferlerinin korunmas\u0131n\u0131n \u00f6nemli
\noldu\u011fu d\u00fc\u015f\u00fcn\u00fclmektedir.<\/p>\n
Bu ama\u00e7la, TBB Y\u00f6netim Kurulu taraf\u0131ndan, takdiri \u00fcyelere ait olmak \u00fczere,\u00a0tavsiye niteli\u011findeki a\u015fa\u011f\u0131daki kararlar al\u0131nm\u0131\u015f ve kendileri ile\u00a0payla\u015f\u0131lm\u0131\u015ft\u0131r:<\/p>\n
Risk grubu baz\u0131nda, bankalar ve di\u011fer finansal kurulu\u015flara toplam nakit\u00a0kredi borcu 15 milyon TL\u2019nin alt\u0131nda olan (gayri nakdi riskleri ile birlikte 25\u00a0milyon TL\u2019ye ula\u015fan) i\u015fletmelerden;<\/p>\n
\uf0b7 bankalar ve di\u011fer finansal kurulu\u015flar taraf\u0131ndan hakk\u0131nda yasal\u00a0takip i\u015flemi ba\u015flat\u0131lmam\u0131\u015f
\n\uf0b7 hakk\u0131nda iflas karar\u0131 bulunmayan
\n\uf0b7 kredileri 30 Haziran 2018 tarihinden sonra ilgili bankada\u00a0yap\u0131land\u0131r\u0131lmam\u0131\u015f
\n\uf0b7 nakit ak\u0131\u015f dengesi ge\u00e7ici olarak bozuldu\u011fu i\u00e7in bor\u00e7lar\u0131n\u0131 \u00f6demekte\u00a0zorlanan ancak kredilerinin yeniden vadelendirilmesi halinde,\u00a0bor\u00e7lar\u0131n\u0131 geri \u00f6deme kabiliyeti kazanarak i\u015fletme sermayesini\u00a0g\u00fc\u00e7lendirece\u011fi kanaati olu\u015fanlarla s\u0131n\u0131rl\u0131 olmak kayd\u0131yla;<\/p>\n
30 Nisan 2019 tarihine kadar vadesi dolacak;
\n\uf0a7 spot kredileri ile taksitli kredilerin bu d\u00f6nemde vadesi gelen\u00a0taksitleri,
\n\uf0a7 6 aya kadar anapara \u00f6demesiz olmak \u00fczere,
\n\uf0a7 toplam 24 aya kadar vadelendirilebilecektir.<\/p>\n
Uygulama i\u00e7in, i\u015fletmeler, bankalara m\u00fcnferiden ba\u015fvuracak olup, talepleri\u00a0her bir banka taraf\u0131ndan kendi risk y\u00f6netimi ve kredi politikalar\u0131\u00a0\u00e7er\u00e7evesinde de\u011ferlendirilecek ve sonu\u00e7land\u0131r\u0131lacakt\u0131r.<\/p>\n
Esasen bankalar\u0131m\u0131z her d\u00f6nemde, kar\u015f\u0131l\u0131kl\u0131 iyi niyete ve \u00f6zveriye dayal\u0131\u00a0olarak, imkanlar \u00e7er\u00e7evesinde, t\u00fcm sekt\u00f6rler itibariyle m\u00fc\u015fterilerine kredi\u00a0kanallar\u0131n\u0131 a\u00e7\u0131k tutmakta, vade, \u00f6deme ve teminat ko\u015fullar\u0131nda esneklik
\nsa\u011flamaktad\u0131r. Bundan sonra da, bankac\u0131l\u0131k sekt\u00f6r\u00fc, \u00fcyeleri ve ilgili di\u011fer\u00a0t\u00fcm payda\u015flarla i\u015fbirli\u011fi ve sa\u011fduyu i\u00e7inde, kaynaklar\u0131n \u00fclkemizin\u00a0menfaatleri do\u011frultusunda en verimli \u015fekilde kullan\u0131lmas\u0131n\u0131n gayreti i\u00e7inde
\nolmaya ve b\u00fcy\u00fcmenin sa\u011fl\u0131kl\u0131 bi\u00e7imde s\u00fcrd\u00fcr\u00fclmesine katk\u0131 sa\u011flamaya\u00a0devam edecektir.<\/p>\n
Kamuoyunun bilgisine sunulur.
\nSayg\u0131lar\u0131m\u0131zla,
\nT\u00fcrkiye Bankalar Birli\u011fi<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00fcrkiye Bankalar Birli\u011fi Y\u00f6netim Kurulu\u2019nun Ekonomik Faaliyetin Desteklenmesine \u0130li\u015fkin Tavsiye Karar\u0131 Hakk\u0131nda Kamuoyu Duyurusu 8 Ekim 2018 Bilindi\u011fi \u00fczere T\u00fcrkiye Bankalar Birli\u011fi (TBB), 17 A\u011fustos 2018 tarihindeekonomik faaliyetin desteklenmesine y\u00f6nelik […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/posts\/10128"}],"collection":[{"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/comments?post=10128"}],"version-history":[{"count":2,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/posts\/10128\/revisions"}],"predecessor-version":[{"id":10130,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/posts\/10128\/revisions\/10130"}],"wp:attachment":[{"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/media?parent=10128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/categories?post=10128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yenisehirtso.org.tr\/v5\/wp-json\/wp\/v2\/tags?post=10128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}